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Hastings Direct Production

Why has my premium increased after changing my occupation?

When you change your job, your underwriter looks at a number of factors including:

  • Are you likely to use the vehicle more?
  • Is it likely more people will travel with you?
  • How many claims have we had in the past from that occupation?
  • What was the cost of those claims?

If your new occupation has a higher risk than your previous one, the price of your insurance could increase to reflect this.

The price might also change because of other changes made in connection with your new occupation, such as the mileage or use of the vehicle. 

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