Am I covered in the event of a storm?

We cover loss or damage caused by a storm, in our policies, a storm is defined as:

• A period of violent weather, including wind speeds with gusts of at least 48 knots (55 mph, equivalent to storm force 10 on the internationally recognised Beaufort Scale). 
• Or torrential rainfall at a rate of at least 25mm per hour, or snow to a depth of at least one foot (30cm) in 24 hours, or hail of such intensity that it causes damage to hard surfaces or breaks glass.

Our Home Insurance policies are not able to cover you for storm damage to your gates, hedges, fences, drive, patio or decking.