What's the criteria for accepting no claims discount?

• The policyholder must have earned the no claims discount in their own name.
• It was earnt in the UK in the last 2 years.
• It can't be used on another policy at the same time.

We accept no claims discount from His Majesty's Forces or if it was earned abroad in Germany, Cyprus, or Gibraltar. The foreign insurer must be recognised as a UK insurer.