Why has my premium increased after changing my address?

When you change your address, your underwriter looks at a number of factors including:

• The frequency of claims in the area.
• Average claim costs for the area.
• Volumes of traffic and main roads.
• Any vehicle related crimes.
• How close the new area is to a city centre.

These factors help the insurer provide accurate quotes based on the new information.

For example, if you've moved from the countryside to the middle of a busy city centre, this may be considered a higher risk and could increase the price of your insurance.